Sector studies and portfolio analysis: handle with great care!

How is a sector, or rather, a supply chain? It's possible perform a simulation to understand what it is the performance of a portfolio? Simulate the financial needs? This is one of the most frequently asked questions.

The question implies a daily need; that of power process data relating to companies in an aggregate manner. The need may concern the analysis of a market sector, the SREP (i.e. the assessment that banks are required to carry out to assess the risk of their portfolios), the estimate of the incremental credit requirement and much more.

The answer is yes" but unfortunately it is not so easy to get it with a single click; to answer it requires the intervention of an expert. These are the main causes:

  • The atech may not reflect the actual business activity.
  • With the same Ateco or other sectorial code, the companies they can be very different by size, model and plurality of business, margins, risk profile, etc.
  • Some businesses may close the business in different times of the year.
  • Some businesses feature a complete balance sheet (details of debts and credits).
  • Some businesses exhibit both the ordinary and consolidated financial statements.
  • Some businesses they do not present the financial statements for an exercise.

Furthermore, even after eliminating all possible anomalies, before proceeding with the simulations it is necessary to ensure that the companies in the perimeter are effectively represented by the sample. Only then is it possible to proceed with the simulations.

In this short video Alessandro Fischetti, Leanus Administrator, shows an example related to the analysis of a "good" ATECO code: 47992 - Retail trade carried out by means of automatic vending machines.



NOTE: The Leanus platform is constantly renewed and the individual functions are constantly updated. Some features shown in webinars may have consequences that were not yet available at the time of registration.