Scheduling AQR extension 1
The scheme AQR extension 1 "is a * reclassification scheme widely used by the Italian banking system. On the scheme AQR extension 1, a large part of the creditworthiness assessment processes, Electronic Credit Practices, etc. are based.
The scheme AQR extension 1 (and the statutory scheme) are also processed on prospective data (Business Plan Module)
The scheme AQR extension 1 is one of the additional schemes available on Leanus and processed in real time and without user intervention for the following sources:
- XBR extension Business Register
- XBR extension Standard
- XML standard (extracted from the main official databases)
- L1 Leanus model
- Other official sources
The scheme AQR extension 1 is developed by Leanus on the basis of the Normalized Civil Scheme. This means that even for non-standard or proprietary data sources (XLS, sling bars extracted from management software, etc.) it can be processed automatically once it has been verified that the standardized statutory scheme is correct in accounting terms (ie that the data source does not contain errors that cannot be managed automatically). In any case, the user can intervene through the rectification functions both on the statutory scheme and directly on the scheme AQR extension 1.
The scheme AQR extension 1 can also be used as a data source to be used as input for Leanus analyzes; that is, it can be extracted from the system and used by the Bank, automatically loaded on Leanus ("Analysis Creation" procedure using the L2 model) and used as a database for processing Leanus analyzes.
The scheme AQR extension 1 is useful in cases where the user needs to feed his own internal procedures which require the input of data in AQR extension 1 with a data source in a format other than the Bank Scheme (e.g. balance sheets, partial balance sheets, balance sheets in other formats).
The scheme AQR extension 1, although it is not suitable suitable for evaluation purposes, the Benchmark and Business Plan processing can also be activated in the Benchmark and Business Plan menus for Corporate users only.
The user who operates in the banking sector may find some differences between the values of some balances as the final result depends on reclassification choices that are sometimes made on a case-by-case or sector basis. Also in these cases the user can intervene through adjustments or reclassification to align the models.
The user has the possibility to customize the reclassification using the appropriate menu.