Leanus for Banks - User Manual

Main sections of the Manual: Content index | First Access? Basics | Time-saving functions |

The new bank model at the service of businesses

The interview with the General Manager of the Bank CRS Emmanuel Regis

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Because the banking system uses Leanus

Leanus makes it possible to enhance (and in some cases replace) the tools in use by the Central and Territorial Departments without incurring integration costs or carrying out interventions on the machine park and to support some fundamental processes for the banking business.

Business cases

Extraction of target business lists

Reclassify a balance sheet or accounting situation

Developing a Business Plan for a Startup

Research and analysis of competing companies – The Benchmark

Leanus for Banks

SMART TARGETING

Thanks to a powerful search engine and the connection with the Italian and foreign databases, it is possible to identify the companies that have a credit need and immediately verify the coverage of guarantees by the Fund, the consistency with the rules and KPI of the Credit Department and much more.

How to analyze a market segment with Leanus

LEGISLATIVE CREDITS e SIMULATION SCENARIOS (LOM/ AQR, SYSTEMS DI ALERT)

It is possible to simulate the impact of Economic Shocks, such as for example Covid-19, both on portfolios and on individual companies, verifying in real time the effects on the economic profile, assets, cash flows, lending capacity, DSCR extension, rating and prospective risk, LOM, credit policy

The simulations allow you to get output too the Civil Scheme and the Scheme AQR extension 1 relating to the projections on the basis of which the Bank can feed its rating calculation procedures and capital provisions with a view to "Forward looking".

EBA BANKIT: Credit monitoring for Moratoriums, Forborne and Stage 2

LOADING AUTOMATIC DI BALANCE SHEETS E SITUATIONS ACCOUNTING

Leanus allows, without manual typing but through an automatic upload, the uploading and immediate reclassification of financial statements and accounting situations collected directly by the customer (e.g. Financial statements for the last year not yet filed, quarterly statements, SAS/ SNC). At the same time as uploading, all the analyzes normally required for official financial statements are processed. It is also possible to automatically process schemes and algorithms for feeding internal procedures (e.g. schemes AQR extension 1, diagrams AQR extension, Indicators, ..)

From PDF from an accounting situation to a complete analysis in one click!

COMPREHENSIVE DESERVE DI CREDIT (BUSINESSES e DITTE)

Leanus allows you to analyze both historical data and projections of the Economic, Equity and Financial profile through a very in-depth analysis model (Income Statement, Balance Sheet, Cash Flow Statement, KPI Sectors, Points of Attention, Middle Credit Band, * Dashboard AQR extension/ LOM, Crisis Indicators, etc *). Analysis templates and reclassifications can be user-defined. Each analysis or indicator can be analyzed over the entire time span of the company life. Thanks to the different methods of loading proprietary data, Leanus also allows you to analyze the provisional accounting situations or financial statements of companies.

Creditworthiness analysis - common practices and errors

PROCESSING BENCHMARK

All analyzes carried out for individual companies are compared with sector benchmarks and above all with competing companies selected by name.

The search for targets - the Ateco can lead you into error

PROCESSING BUSINESS PLAN IN INBOUND E OUTBOUND

Leanus allows both to elaborate the business plan (complete with Balance Sheet, Cash Flow Statement, DSCR extension, Crisis Indicators, etc) starting from any accounting situation (OUTBOUND) that analyze, check and evaluate a Business Plan developed by the company and / or by its consultants (INBOUND). The simulations allow you to get output too the Civil Scheme and the Scheme AQR extension 1 prospects on the basis of which to feed its rating calculation procedures and capital provisions "Forward looking".

How to draw up a Business Plan without opening Excel

ANALYSIS WALLETS E POSITIONING OF THE PRIVATE RESPECT AL MARKET

The Group Analysis module allows you to carry out complex portfolio analyzes (including NPL, NPE) and to compare the Bank's portfolio (by branch, cap, geographical area or other) with the reference market and therefore to direct the commercial action. The module also allows you to evaluate business portfolios in a few moments and to define their value in relation to risk analysis.

MANAGEMENT PROCESSED BY IL CUSTOMER FINAL OR AD INTEGRATION OF THE PEF

It is possible to process Professional Presentations in real time and historicize them in PDF, download personal data in Excel, reclassified diagrams, tables and elaborations that can integrate the Customer dossier and / or feed the PEF

WEBSITE SERVICES

Leanus can communicate with the Bank's systems by transferring information (Personal Data, Accounting Data Analysis, Indicators, Score, MCC, DSCR extension, Crisis Indicators and much more) or by receiving useful information for further processing (Central Risks Data, Accounting Data, Exposure Data, etc). Learn More

TRAINING CONTINUED

Leanus offers all its customers an online training program based almost exclusively on the analysis of real cases. It is also possible to define dedicated training programs.
Learn More

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Strengths

Enhance the solutions in use at the Bank
Zero working times on Excel
Optimize the "Center-Periphery" relationship
Increase the ability to evaluate and monitor credit
It allows to offer a higher quality service to the customer
It allows you to drastically optimize your Business Information spending
It saves man / hours to be allocated to activities with greater added value
It allows you to create a long-term Bank-Company relationship