The management of a UTP portfolio
- UTP o Unlikely to Pay (in Italian Unlikely to pay) are the credit exposures for which the bank considers full repayment unlikely. Compared to bad loans, they are considered less risky as the probability of recovery is much higher. Regardless of the degree of risk, the large part of the banking system he prefers to get rid of them by selling them to specialized companies better organized for their assessment and recovery activities.
The acquisition of a UTP portfolio by a specialized company it has many critical aspects which, if not properly controlled, can eliminate any earning opportunity and are dealt with in detail during the webinar and above all we show how Leanus is able to give a concrete answer and allows you to move from a list of tax codes to a monitoring and evaluation system over time of the portfolio impossible to hypothesize with Excel or with other accessible low-cost tools.
Francesco Scorza - Associate Partner @ Bain & Company
NOTE: The Leanus platform is constantly renewed and the individual functions are constantly updated. Some features shown in webinars may have consequences that were not yet available at the time of registration.